Physiotherapy for Car Accident Injury Claims
Physiotherapy for Car Accident Injury Claims
If you’ve been injured in a car accident, life can get extremely stressful and challenging. Not only do you have to deal with getting your car fixed or replaced, having a car accident can cause a lot of financial stress. A lot of drivers in NSW are unaware, CTP insurance is able to cover some of these costs, including lost wages, support at home while you are recovering and treatment costs. Motor vehicle accident compensation in NSW is available to all injured drivers, passengers and pedestrians through the CTP insurance scheme regardless of who was at fault and caused the accident.
Can I claim compensation for a car accident?
If you’ve been injured in any motor vehicle accident in NSW you can apply for “personal injury benefits” under the NSW CTP scheme. This includes:
- Drivers and passengers
- Motor bike riders and passengers
- Pedestrians
- Cyclists
If you are charged with a serious driving offence in connection with the accident, or if you were the at-fault driver of an uninsured vehicle, then you are not entitled to motor vehicle accident compensation in NSW.
Minor and Non-minor Injuries
- Minor: Often includes soft tissue injuries such as any muscle injury, sore back, whiplash
- Non-minor Injury: These include fractures, organ damage, nerve damage, heat and brain injuries, conditions requiring surgery
Support available after a motor vehicle accident
- Minor: Income support, medical, Physiotherapy and home care expenses for up to 6 months
- Non-minor Injury: Income support, medical and home care expenses that can extend beyond 6 months
Steps you need to take after the accident to lodge your claim:
1. You need to call the Police and report the accident immediately. You should obtain a Police event number.
2. You should go to the hospital or your general practitioner (GP) and obtain treatment for any injuries you have sustained. Make sure your GP or the hospital records how your accident occurred and records all the injuries you have sustained, even those injuries that might seem minor at the time. If you went to the hospital first, you may need to consult your GP who will provide you with an “Accident Notification Form” or a medical certificate. You will need this form to lodge your CTP claim.
3. If because of the car accident you need time off work or payment for medical treatment, you need to submit an Application for Personal Injury Benefits form.
4. You will need certain details before you can lodge your CTP Claim:
- The details of the vehicle that hit you (to identify the CTP insurer)
- Police event number
- Medical certificate from your GP (Filled by your GP)
- Personal injury benefits form (Filled by you)
5. It is best to submit your claim as soon as possible. To receive lost wages, you must submit your claim within 28 days of the accident.
7. Once your claim has been accepted, the insurer will issue you with a claim number. You can provide this claim number to a Physiotherapist who will assist you with your injury and provide rehabilitation services.
Contact Us:
Do you need assistance with your injury? Experienced Physiotherapists with essential knowledge. You can call us anytime to have a confidential discussion with our expert Physiotherapists. For more information on how we can further assist you, please call our clinic number on 0479 080 800 or send us an email on [email protected] for further details. Our Physiotherapists are Medicare, NDIS, DVA and Work Cover approved, specialising in injury management and rehabilitation to get you back on track.
